Home Buying Process

  1. Meet with a Real Estate Agent Professional – Discuss the type of home you’re looking for, including style, price, and location.
  2. Get Pre-Approved – You will need pay stubs, W2s, and bank statements. Knowing what you can afford is critical to a successful home shopping experience.
  3. Search for Homes – The fun part!  Your agent will schedule showings and help you find the perfect home.  Begin your search for a newly built home here and for a pre-owned home here.
  4. Make an Offer – Your agent will prepare the offer based on the price and terms you choose.
  5. Negotiation and Contract – In most cases the contract provides you with a timeline to obtain financing, as well as time to inspect the physical condition of the home.  Your real estate professional will inform you of all your rights and responsibilities related to the contract. It may take a few tries to get it just right, but hand in there.  You’re on your way!
  6. In Escrow – You and the seller have agreed to the price and terms, the home is effectively held for you until closing
  7. Final Details – Preparing for Closing – You will be finalizing your loan, reviewing documents, and discussing the findings from the inspection.  Your agent will be managing this entire process for you.  Perform due diligence, order the appraisal, conduct an inspection and review terms with lender.
  8. Closing – This is the transfer of funds and ownership.  A title company or an attorney typically acts as an independent third party to facilitate the closing.